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</html><description>As if being poor isn't hard enough, some creditors gouge, hassle, intimidate and threaten people who simply can't pay their debt or need more time. Folks already stretched to the margins can find their wages and accounts garnished and facing arrest.</description><thumbnail_url>https://i0.wp.com/thereader.com/wp-content/uploads/2020/12/The-Reader.png?fit=609%2C200&amp;ssl=1</thumbnail_url><thumbnail_width>609</thumbnail_width><thumbnail_height>200</thumbnail_height></oembed>